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Cascade Mortgage & Financial Corp.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Cascade Mortgage was started as part of the growing response to persons with financing difficulties. Few lenders were available for borrowers with loans that did not conform to financial institutions requirements or government backed loans. The boost in the economy produced thousands of borrowers unable to find financing. They were able to locate funding for those borrowers who fell outside conventional guidelines, i.e. credit problems, high debt to income ratios, job stability and bankruptcy.

Over the years their lending philosophy has changed. They now offer not only the non conforming loans but also an array of conventional and government backed loans. They believe in a one stop shopping philosophy. Incorporated in September 1992, they are a locally owned, family operated, independent residential mortgage brokerage firm. They work with numerous lenders and find the best loan to fit their client's needs. They can locate special loans for self employed, first time homebuyer, stated income client, zero down buyer, 2nd mortgages up to 125 percent of the value of their home.

They Conducts free workshops to introduce potential homebuyers to the financing process and special programs available to them. Understand credit reports and how to improve and correct their credit history. The Loans are originated through their staff's marketing efforts. Referrals from their satisfied clients. To secure residential real estate financing for all types of borrowers.

To educate borrowers about their industry's interest rates and closing costs it's simple arithmetic. To provide homebuyer workshops to people wanting to understand the financing process. To provide credit workshops to help people understand, how credit histories are reported, how they can correct inaccuracies on their reports, Credit score established by credit bureaus. The company's goal is to have steady growth through working closely with their customers to help them succeed.
 

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