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Home > Financial Services > Mortgage Brokers > Vitek Mortgage Group
Vitek Mortgage Group
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The Firm also assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan firm that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The firm is proud to be Sacramento’s leading local lender. Owners Harry and Philip Duncan attribute the company’s eighteen years of success to putting clients first. They have surrounded themselves with a team of seasoned top-notch loan consultants who represent to their clients the core principles in. To further enhance their commitment to customer service, the firm has recruited an exceptional support staff while providing state-of-the-art technology, on-line approvals and multi-lingual services in a pleasant, efficient and caring environment.
They have a 17-year tradition of secure and stable growth. They recognize that employees are their most valuable resource and an integral part of their success. They foster an entrepreneurial approach and spirit to sales and business. The firm strives to be the employer of choice for mortgage professionals in Northern California. To achieve this goal they put together top of the line benefit packages. Quality of life depends upon more than just a paycheck; they understand the importance of a balanced lifestyle.
They have the right loan for every situation. Their professionals will help you understand all the options for you to make the best decision. The firm helps their clients finance their dream of home ownership. They educate and guide the applicants, including the credit challenged, through the process of loan approval.
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