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W. James Washington Ent.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
The firmoffers a variety of services to meet your personal and business needs. With real estate service, tax preparation, accounting for small businesses, and mobile notary services, they can meet most of your needs. Count on them for document preparation, tax services, and home ownership assistance as well as accounting payroll services, bankruptcy filing, and estate planning.

Founder, W. James Washington, realized his dream of entrepreneurial ventures when he began his business in the 1959 when he open the doors to "Emporium Real Estate" in it's present location.  When the Real Estate market slowed in the early '70's he decided to open a tax consulting business.  The income tax practice led to additional business opportunities, including bookkeeping and accounting, cleaners, a check cashing business and a travel agency.
 
The Firm never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. Through the process they take your application, pull your credit bureau report at the same time, getting you pre-approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you. They won't put you in a loan that will cost you more money in the long run, or does not make financial sense. They also deliver all loan disclosures to you within three business days.

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