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Home > Financial Services > Mortgage Brokers > CMG Mortgage Services
CMG Mortgage Services
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
They are part of CMG Financial Services, a privately held financial services company headquartered in San Ramon, California. CMG's mission is to facilitate home ownership by offering an array of financial services, including mortgage banking, mortgage brokerage and business and professional banking. Founded in 1993, CMG employs over 400 people, and closed nearly $5 billion in loans during 2003. It is headquartered in San Ramon, CA and lends in 38 states. In 2003, CMG was named one of the Bay Area's fastest growing privately held companies.
CMG is a mortgage broker, offering products from hundreds of lenders, including the major banks at the same price to borrowers eliminating the need to shop endlessly. CMG is also a direct lender, giving borrowers access to great rates from their own wholesale loan division. They use state of the art technology to enable the fastest processing, best rates and highest service levels.
They offer Broad selection Purchase, refinance and second mortgages, Primary vacation investment properties, Fixed and adjustable loans up to $4 million, No down payment, no documentation loans and Credit issue loans. Extraordinary Service, Highly experienced mortgage consultants, not tied to any one lender, Straight talk and frequent updates and Fast decisions and closings. The Company has a strong tradition of leadership, service and contributions. The company’s mission is bringing comfort to customers, supporting business and commerce.
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