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Home > Financial Services > Mortgage Brokers > US Capital Mortgage
US Capital Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
US Capital Mortgage was formed to provide a higher level of service and quality to homeowners in need of their Home Loan Financing. Their focus primarily rests with Refinance, Home Purchase Loan, Equity Loans and Home Improvement Loans. They offer the homeowner many different financial choices when it comes to your Home Loan. They realize that not only getting the loan to fund your purchase or Home Improvement/Consolidations, they understand the importance to find the best loan for your needs, that is why their Mortgage Consultants work hard to personalize your wants and desires. They have two Branches, Northern California Sacramento and Oregon Eugene, although they conduct business in Oregon, California, Nevada and Arizona.
These loans that they provide can afford you a very low initial payment with the possibility of the rate rising, or falling in the future reflecting the current inflation rate. This loan will also have the lowest payment however; you will not pay any principal towards the loan. This will result in you paying a significant amount of interest over the course of the loan and still owing the amount borrowed.
US Capital Mortgage believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
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