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Home > Financial Services > Mortgage Brokers > Valley Bay Mortgage
Valley Bay Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Valley Bay Mortgage is committed to helping individuals achieve their home buying and real estate investment goals. They provide superior personalized service, impressive attention to detail and highly competitive rates that will make your home financing experience smooth and rewarding. Because their business depends on repeat business and customer referrals, you can be assured that they will strive to meet and exceed your expectations on every transaction. Valley Bay Mortgage offers a variety of loan programs to meet your needs. CalPERS Home Loans, 100 percent Financing Loans, No Doc/Low Doc Loans, Home Equity Lines and Loans, Commercial Real Estate, Conventional Loans, Jumbo Loans.
Vally Bay Mortgage gives you different Recourses. Mortgage Bankers Association of America Consumer Information, Federal Reserve Board Consumer Information, and Homebuyer Education by Freddie Mac, United States Postal Service Official Movers Guide, and School profile.
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
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