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Home > Financial Services > Mortgage Brokers > Santa Cruz Mortgage Co.
Santa Cruz Mortgage Co.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Santa Cruz Mortgage Co. was established in 1981. It is a mortgage banker as well as a mortgage broker, effectively providing a complete spectrum of mortgage services for their customers. As mortgage bankers, they are able to offer clients quick and efficient loan approvals, and as brokers they are able to provide financing from a group of over 100 investors nationwide. This allows for the delivery of the widest range of loan programs in the shortest amount of time. It a close-knit team of caring individuals dedicated to creating lifelong relationships with their customers. They realize that to achieve that goal they must focus on exceeding customers' expectations by delivering extraordinary service.
The financial consultants are available to help you determine which low-cost mortgage option best suits your investment property needs. It is committed in providing quality service in a friendly atmosphere while helping you obtain the mortgage that is right for you. Your personal home buying situation is unique, therefore they offer a tremendous variety of products tailored to meet your specific goals. Their top priority is to simplify the process of securing your mortgage loan.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.
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