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Security First Financial Services, Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Their mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. They understand you are making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So they make a commitment to you. They will help you qualify, apply and be approved for the right mortgage loan for you.

This is where the rubber meets the road and you save the most money. You supply information about your employment, your assets, your residence history, and so on. They get your permission to run your credit score. When they review all this information they give you a Pre-Qualification Letter. Once you have made an offer and it's been accepted, it's time to complete the loan application. It couldn't be easier, and you can do it online, right here at our website. When the time is right, they will order an appraisal of your new home.

Your realty agent and the seller's will work together to designate an escrow & title company to handle the funding of your loan once it's approved. They will coordinate with the escrow company to make sure all the papers your lender will need are in order, and you will sign everything at the escrow & title company's office.

The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
 
 

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