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Lakeland Mortgage Corp.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Lakeland Mortgage Corporation assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. The company opened its doors in June of 1996, it has grown substantially.  Currently, they have 8 full time loan officers, 2 full time processors and an amazing support staff to serve you. Lakeland Mortgage provides a vast array of FHA, VA, Conventional, Non-conforming, Mobile Home, Land Contract financing options, outstanding customer service and will custom tailor a loan to you and your unique needs.
 
Adjustable Rate Mortgage is a mortgage that has an introductory period at an interest rate lower than conventional fixed rate mortgages. The first number of the fraction indicates the fixed period of time, in years, and the second number indicates how often the interest rate will adjust after the  introductory period has ended. Governmental financing is an excellent option for buyers who have had past credit problems, working on improving credit and/or lack a down payment. Conventional financing programs that require little to no money from the buyers own funds.  These programs are newer to the conventional lending realm and generally require good credit history.
 
Over the last seven years, they have built a positive reputation in the community as a fair lender.  They look out for your best interests, not theirs, working with you to find the best option for your needs. They pride them selves on recognizing their clients as individuals, each with their own story and unique situation, and treat each person that comes through their doors with the respect they deserve.

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