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ACA Mortgage Company, L.L.C


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
ACA was established in 1996 with the hope of being able to help consumers achieve the goal of financial freedom, or the American dream of homeownership. ACA is committed to helping anyone who asks for assistance.ACA has through the years built a team of knowledgeable and dedicated loan specialists who have the same beliefs and desires of helping the consumers achieve their dreams. They have helped many families who have not been able to be approved through their hometown bank or other mortgage company.
 
ACA Mortgage Company, being a mortgage broker has a vast variety of mortgage companies and lenders which provide a loan option for almost any consumer. After the program is found, ACA then communicates to the borrower and delivers that loan file to the lender.  It is about looking at the whole picture and what is best for the borrower both today and tomorrow.  This kind of thinking is what has set ACA apart from other mortgage brokers in the tri state area.
 
ACA pledges to help them grow and become more knowledgeable through education both locally and nationally.  ACA promises the consumer that it will continue to work hard and built a book of programs to fit their needs.  ACA will always be around to help to most fortunate and those who are not.
 
At ACA, they recognize that their two most valuable assets are their staff and their customers. During your loan experience, you will find each person that you have contact with to be courteous and knowledgeable. They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.
 
 
 

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