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Home > Financial Services > Mortgage Brokers > ACC Mortgage
ACC Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
All Credit Considered Mortgage, Inc. as formed for the purpose of providing mortgages to homeowners. All loans they do are collateralized by residential real estate. To this end they have created an energetic, goal oriented and aggressive team willing to guarantee first quality service.
ACC Mortgage offer verity of loans program to their customers such as Conventional, 100 percent Home Purchase, Adjustable Rate Mortgage, and Non-Conforming Jumbo. Applicants are kept well informed during the originating process, from the initial meeting, continuing to and through closing. The applicants are afforded courtesy and friendliness either in their offices or in their homes.
Conventional loans are mortgages that are not covered by any government program of insurance or guarantee. Such loans may be eligible for purchase by the major secondary market agencies Fannie Mae and Freddie Mac which offer standardized underwriting guidelines for conforming loan amounts up to $333,700. These loans can carry fixed or variable rates and a variety of repayment terms that can be tailored to your individual needs. Down payment requirements may be as little as 5 percent, although loans with less than 20 percent down require mortgage insurance. Generally, these loans do not have prepayment penalties.
The Company realizes how stressful the loan process can be and they work hard to make the process easy. They understand that their customers are all unique and require individual attention. The willingness to provide great service is the driving force behind their professional loan officers.
The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.
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