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Home > Financial Services > Mortgage Brokers > First Decision Mortgage Inc.
First Decision Mortgage Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
First Decision Mortgage a North Carolina Corporation, is a licensed mortgage broker company that specializes in Residential and small Commercial mortgages. It was founded in 1995. They specialize in purchases, new construction, rate & term refinances, debt consolidation refinances, cash out refinances, home equity lines of credit, investment properties, and even small commercial mortgages.
The Company is approved to conduct business with over 60 lenders and investors nationwide so they can offer an array of mortgage products, such as but not limited to, 10, 15, 20, 30 or 40 year terms, fixed, adjustable, or interest only rates, no income, no assets, or no employment stated programs, and much more.
The Company has verity of loan products such as adjustable rate mortgage, balloon payment mortgage, home equity loan, and much more. Adjustable rate mortgage isa mortgage in which the interest rate is adjusted periodically based on a preselected index. Also sometimes known as the re negotiable rate mortgage, the variable rate mortgage or the Canadian rollover mortgage.
Balloon Payment Mortgage isusually a short term fixed rate loan which involves small payments for a certain period of time and one large payment for the remaining amount of the principal at a time specified in the contract.
Home Equity Loan isa loan that lets you borrow back money against the difference of what you own on your current home loan and the home's estimated sales price. People generally use home equity loans to get cash for large expenses like education, home improvement, or health care.
The Company exceptional blend of professional expertise, top notch customer service and direct access to hundreds of loan products, they will provide you with the most efficient and cost effective method for offering suitable financing options tailored to your specific financial goals.
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