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Accredited Home Lender


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

In September 1990, former Security Pacific Financial Services CEO Jim Konrath and former venture capitalist Ray McKewon launched Accredited Home Lenders, with the goal of becoming the best-managed non-prime lender in the U. S.  The firm originated both retail and wholesale loans using the personal funds of its founders. Their ongoing proven commitment is to provide to all customers a variety of mortgage services through common-sense lending practices and always with a smile, friendly voice, and professional manner. Whether it is simple inquiries or complex issues, their knowledgeable customer service representatives’ work diligently and patiently with each customer, one on one, to find a quick and satisfactory resolution.

The firm is a premier mortgage banker servicing all U.S. markets for non-prime residential mortgage loans. Accredited grows its business by providing an environment in which all employees dedicate themselves to being the best providers of customer service in the industry.

They recognize that their success depends on its absolute commitment to these key elements customer service, excellence of personnel, superior loan performance profit culture, and financial strength. The firm uses technology to provide exceptional service to its customers, including borrowers, mortgage brokers, and investors in their loans, while also striving to provide a stable and rewarding work environment for its employees.
 
The firm also desires to maximize economic value to its shareholders, employees, and investors by pursuing the key elements above. They are continually working to improve their product offerings and to maintain a premier level of customer service. The firm is dedicated to a goal, which is to save you money, distress and time and they guarantee results.
 

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