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Home > Financial Services > Mortgage Brokers > First Home Financial
First Home Financial
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
First Home Financial is a mortgage brokerage firm serving the needs of homeowners throughout Florida. They also offer specialty programs such as VA rate reductions, foreclosure, and bankruptcy bailouts, federally insured reverse mortgages for seniors, biweekly mortgages, rural home loans, and no point loans. In California they also offer special loan programs to members of the Public Employee's Retirement System PERS & Cal Vet loans. They have first time home buyer programs designed to get you in with little or no down payment. Their mission is to work for the success of the clients they serve by providing dependable advice, accurate information, unsurpassed customer service and financial options that best satisfy their needs.
They are committed to offering their customers the most innovative loan products using state-of-the-art automation. They promise to keep the process of applying for a mortgage pleasant for their customers while providing them with the most affordable loan products to meet their needs.
The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
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