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Home > Financial Services > Mortgage Brokers > Cates Mortgage
Cates Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Company offers services such as Pre Approval / No Cost or Obligation, Conventional, FHA / VA, Up to 100 percent Investor Financing, Construction Loans, Specialists in Self-Employed Borrowers, No Income Verifi Programs Up To 100 percent LTV, Programs for Less-Than-Perfect Credit, Commercial Mortgages, Purchases and Refinancing and many more to meet the need of customers. The Company also offers fixed rate mortgages for 15 yrs, 30 yrs, 30yrs fixed jumbo loans, three decades fixed FHA,VA, conventional loans, adjustable rate mortgages and many more.
Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
Cates Mortgage Company helps their clients finance their dream of home ownership. They educate and guide the applicants, including the credit challenged, through the process of loan approval. They also strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.
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