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Home > Financial Services > Mortgage Brokers > Credit Bureau Services, Inc.
Credit Bureau Services, Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Credit Bureau Services assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company was established in 1969, Credit Bureau Services is one of the oldest and largest full service collections, billing and legal collection companies in California. They provide commercial collections, consumer collections, medical billing, rebilling, insurance claims, and collections, and the litigation of delinquent accounts. Their staff is trained on the specialized procedures of the healthcare collection industry and sensitive to the nature of the business. In addition to medical collections, they can process your rebilling and insurance claims as well.
For rates they need to see exactly what the project, or account, entails before they will offer their services to a client. Their rates vary depending on the scope and nature of the project. Large commercial clients start as low as 10 percent with accounts under 60 days olds, legal collections range from 35 percent, while standard collections usually fall somewhere in between.
Their Missions are to operate a first class collection agency and offer the finest service in the collection of client's accounts, to uphold the highest standards of professionalism set forth by their industry and to exceed the expectations of their clients.
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