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Empire Mortgage Associates


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Empire Mortgage Associates with 21 years of experience, Al Mandarino Founded the company, a leading mortgage broker licensed in New York, Connecticut and Massachusetts with affiliates throughout the country. While constantly offering new lenders and products, they continue to fulfill the mortgage needs of all their clients.

Their company continues to grow by providing excellent customer service, competitive rates and a quick turn around time to get your loan closed. From application to closing, you will be pleasantly satisfied with the service and professionalism they provide. They provide loan programs such as Conventional, No Income Verification, No Down Payment, Credit Problems, 103 percent Purchase, 80/15/5, Jumbo Loans, Challenged Credit Loans, High Debt Ration Loans, Second Mortgage Loans, Construction Loans, Investor Loans, FHA Mortgage, Flex 97 percent, VA Mortgages.

Whatever your residential financing needs, they will tailor a loan that's right for you such as Purchase, Refinance, Construction, Home Improvement, Home Equity Loans, Investment Properties, Debt Consolidation Loans, Stated Income Loans, Damaged Credit Loans, And more.

Their mission is to set a high standard in the mortgage industry. They are committed to quality customer service by putting the people they serve first.The firm believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. They believe a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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