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Ocean Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Ocean Mortgage Incorporated was established to provide the type of service to their clients that are superior to their competition. Customer service seems to have almost disappeared in their industry. Their express purpose is to help people understand and then choose the best mortgage for their individual needs. Whether you're a first time home buyer or a seasoned real estate veteran, they take the time to understand your request and then find the best options for you. Their offer is to take the mystery and uneasiness out of the mortgage process.
 
They assist people with all types of credit problems such as bankruptcies, foreclosures and tax liens. They are also able to assist people who have perfect credit but are unable to prove their income.  They support for Refinance such as Low rates, NO income documentation, Up to 100% LTV, NO PMI etc. and for Purchase in which NO money down, closing costs included in the loan and Pre-Approvals within 48 hours. They offer for Government Loans also.
 
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. The Company’s mission is to deliver their customers a level of value and service that exceeds their expectations.

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