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Home > Financial Services > Mortgage Brokers > Innovative Mortgage
Innovative Mortgage
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
At Innovative Mortgage you can count on the excellent service that only an owner operated company can provide. Their goal is very simple to provide the level of service and satisfaction that will earn your respect and your referral.
They are an owner operated business with a combined 50 years of mortgage lending experience. Innovative mortgage asks you to raise your expectations of their services. They will meet you at your convenience with weekend and evening appointments available. Their loan officer is your one and only contact throughout the lending process. They will take your application, approve your loan, process your paperwork no separate processing dept. and meet you at the closing table to finish the transaction.
Innovative Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
They offer various loan programs such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, Home Equity Fixed Loan etc. They pride themselves on their high level of communication and service.
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