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Home > Financial Services > Mortgage Brokers > Metropolitan Financial
Metropolitan Financial
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Metropolitan Financial Corporation is a full service mortgage brokerage company. They specialize in residential purchases and refinancing. Managed and owned by the Zuckerman family, a local well respected real estate organization with over 40 years success in South Florida.
The Company can satisfy customers to suit their individual mortgage needs with the lowest interest available in South Florida. No down payment, no problem, they can easily overcome a zero down payment. They specialize in creative financing. For example, you will be eligible to qualify without income verification. Bad credit, prior foreclosures, or bankruptcy are just some of the problems that can be overcome by their expert staff of friendly professionals.
The Company is known for their pleasant atmosphere, which is created by their hard working and friendly staff. They firmly believe that exceptional customer service is necessary. Their loan program is as up to 107percent loans, single family, condo, townhouse, investment property, 2nd home, conventional, purchase refinance, equity loans, land loans, foreign nationals, no income verified and commercial loans. Pre approval is a step above pre qualification. Pre approval involves verifying your credit, down payment, employment history.
The Client’s loan application is submitted to an underwriter and a decision is made regarding your loan application. If your loan is pre approved, the lender will loan you money on the basis that you requested subject to a satisfactory appraisal both as to value and type of product your financial condition remains as stated on your application and satisfying any underwriting conditions from the lender.
Getting your loan pre approved allows you to close very quickly when you do find a house. A pre approval can help you negotiate a better price with the seller, since being pre approved is very close to having cash in the bank to pay for the house.
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