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Investors Trust Mortgage


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
 
Investors Trust Mortgage Corporation is a seasoned, locally owned Mortgage Corporation serving the Napa, Marin, Santa Rosa, Healdsburg, Sacramento, Sonoma and Mendocino County areas.  The Company was established in 1979 by Ed Ratliff, Investors Trust has continued to meet the changing demands of the marketplace.  Since the founding date through 1999 the company's funding has grown to over $1,100,000,000. Investors Trust is a Mortgage Banker as well as a Mortgage Broker that represents over 200 correspondents and investors, providing their clients with a wide spectrum of lending options.  This combination of broad access to the loan market and long-term relationships with many of the largest wholesalers, gives Investors Trust the ability to provide high competitive rates and terms for any loan programs available.  Due to their vast volume of fun dings, they have established excellent business relationships with a number of correspondents.

Fixed Rate Loans Conforming and Jumbo 30, 20, & 15 year amortization, Government Loans, Adjustable rate loan, Non conventional loan, Cash Out Refinances, Equity No Doc Loans, Interest Only Loans, Lender Paid Mortgage Insurance, Low Down Payment Loans, No Cost Loans, No Ratio Loans, Non-Owner Cash-Out Refinances, Non-Owner Occupied Purchases, 100 percent Financing, Quick Qualifiers, Second Homes, Second Trust Deeds, Vacation Homes and Zero Point Loans These all above loan programs they offers to their clients.

Most lenders will require an appraisal of the value of the property before approving your home loan.  The mortgage company wants to make sure that the property's value will support the amount of the loan.  The Company is committed to providing the best service to clients seeking it from this industry as also to the pursuit of excellence, integrity being the forefront of their list of objectives.
 
 
 
 


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