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On The Move Lending Inc.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Their mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. There are four main steps involved in getting a loan. The process starts with your loan determination; you need to give your unique credit and employment history, income and debt, and goals. This gives an idea for a lender to loan you. Secondly on your supply of information they get your permission to run your credit score. When they review all this information they give you a pre-qualification letter. Once you've made an offer and it's been accepted, it's time to complete the loan application. It couldn't be easier, and you can do it online, right here at their website. When the time is right, we'll order an appraisal of your new home.

Your realty agent and the seller's will work together to designate an escrow or title company to handle the funding of your loan once it's approved. They will coordinate with the escrow company to make sure all the papers your lender will need are in order, and you will sign everything at the escrow or Title Company’s office. By putting you first, they assure you a pleasurable transaction. They will also prepare a personalized mortgage quote for the home mortgage program of your choice.
 
Since they know your time is valuable, they will streamline the process and call to discuss your options with you. The Company won't put you in a loan that will cost you more money in the long run, or does not make financial sense. They also deliver all loan disclosures to you within a couple of business days.

Financial Services Companies all are here at FinancialBrowsers.com

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