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Home > Financial Services > Mortgage Brokers > Optimum Mortgage Services, Inc.
Optimum Mortgage Services, Inc.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
A mortgage is often the most important transaction a person makes in his or her lifetime; and a mortgage provided by an experienced lender can also be the best investment he or she ever makes. That's why at optimum mortgage services, they consider every client's mortgage to be the most important one they will ever process.
At Optimum Mortgage Services, they understand that no two loans and no two clients are exactly alike. So in every situation, they seize the opportunity to tailor their programs to fit the client’s wants and needs. As a locally owned mortgage broker, they not only have a better understanding of their client’s particular situation, but their also have access to more mortgage solutions than a client could find at most banks, credit unions and traditional mortgage companies.
The Company offers programs ranging from fixed and adjustable rate mortgages, interest only mortgages, first time buyer programs, and imperfect credit programs to new construction financing as well as home equity lines of credit. They also offer the Optimum Advantage Program.
It’s a unique opportunity for businesses and other organizations to give their employees all the benefits of Optimum Mortgage Services, plus special benefits which include reduced origination fees, reduced appraiser and title fees if Optimum vendors are used, and much more.
The Company offers the verity of loan program such as fixed rate mortgages, adjustable rate mortgages, interest only mortgages, balloon mortgages, first-time buyer programs, stated income programs, zero down programs, imperfect credit programs, home equity lines of credit, home equity fixed loans.
The Company mission is to offer the best customer service along with cutting edge technology to make the process faster, smoother and as user friendly as possible. This seems to be working, as so many of their clients come to them as referrals from satisfied past customers.
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