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Pacific Funding Mortgage Div.




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
They pride themselves on a team approach to the mortgage business.  They separate their selves from other companies where a single loan officer will be assigned to your file.Finding the best way to finance or re-finance your home can be a troublesome venture.  They can help you find the best solution for your financial difficulties. Their highly knowledgeable staff is well trained and ready to help you.
 
Their loan programs are Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan. Their loan process organizes your documents, Get Qualified, Shop loan programs and rates, Obtain Loan Approval, and Close the Loan.
 
The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.
 
Their philosophy and business is built on integrity, lending experience, competitive rates and superior service. Their customer loyalty has lead to numerous referrals, which is the basis of their business. They put their clients' needs first, in all regards, in all circumstances.

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