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Journey Mortgage


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Journey Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
Journey Mortgage has identified and endorsed these Sioux Falls area companies as the best of the best in providing the ultimate in expert service in areas such as, real estate, construction, and insurance. Journey Mortgage can help you finance your new purchase. Journey Mortgage offers an array of lending products to fit your unique needs and financial profile. Even if you don't qualify under conventional conforming guidelines, their mortgage specialists can find the mortgage program that is right for you.

Their broad range of financing products include, First Time Home Buyers Loans, Fixed Rate Mortgages, Jumbo Loans, Government Loans, Adjustable Rate Mortgages, Cash-Out Refinances, 100 percent Purchase Mortgages, Investment Properties , Financing for Second & Vacation Homes etc. Financial calculators are to be used as an estimate only and are not intended to replace the advice of a qualified mortgage broker. Calculators are Payment Calculator and  Purchase Price Calculator.

The Company is exceptionally proficient at grabbing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.
 

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