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KEMPER MORTGAGE, INC.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
With over 30 years experience, Kemper Mortgage has helped thousands of individuals with their real estate financing needs and is known as a leader in educating customers and designing programs that simplify the entire lending process. Their greatest strength is their people and the people with whom they align themselves.  They offer you a powerful package of expertise through their extensive network of reliable real estate professionals and industry experts.

They get results no matter what the situation, their years of lending experience coupled with their commitment to quality customer service allow their customers to receive the right lending solutions for them. They are not afraid of tough loans or difficult lending scenarios.

Their wide range of lending options give them the ability to tailor fit the right mortgage for all situations. They focus on one thing, which is to getting their clients into their new home. Their results come from various industry leading lending options, including Zero Down, No PMI Options, Up to 6 percent Seller Concessions, Various Interest Only Products, First time Home Buyer Programs, Self Employed/Stated Income Programs, No Income/No Assets, 125 percent LTV Available, Refinance & Debt Consolidation, Home Improvement/Cash Out, No Reserves Option and many more.

Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

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