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Home > Financial Services > Mortgage Brokers > Patuxent Mortgage Co. Inc.
Patuxent Mortgage Co. Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Patuxent Mortgage offers you instant access to a world of knowledge and information, including mortgage calculators, a look at current rates, powerful refinance strategies, free pre qualification for loans, and their exclusive Mortgage Manager program.
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The firm is dedicated to providing expert guidance through Internet technology, with the added convenience of local service. Their mission is to provide you with state of the art services, to help you take advantage of Internet technology while giving you exceptional value. To accomplish this they offer several free services that will help you accomplish your goals.
The Company never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through they take your application, pull your credit bureau report at the same time, getting you pre approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you.
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