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Home > Financial Services > Mortgage Brokers > Robert P. Tomasso Mortgage Co.
Robert P. Tomasso Mortgage Co.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
They are a Licensed Correspondent Mortgage Lender and have 20 years of lending experience as a commercial banker before. The Company was incorporated in 1989. They have contractual relationships with over 50 lending sources, offering wholesale products and pricing to their clients. They provide the money for the home of your dreams.
The loan application is taken at their office or via telephone, anytime of day, 7 days a weeks. Other special arrangements can be made as required by your circumstances. Prequalification occurs at loan application. Underwriting options, processing methods and required document lists are developed with you. If you live out of the area, your loan officer will send the loan package and courtesy copies to you via next day delivery.
Processing of your loan application can commence immediately upon the return of your loan package to your loan officer. If all the returned documents are in order, your loan officer can receive approval for you within 10 working days. Upon loan approval, your loan officer will issue you an itemized final closing statement. For local loan closings, your loan officer will be there to answer any and all questions, and to protect your interests. For closings away from their area, your loan officer will be available to answer any and all questions, and guide you through the entire process.
Their products are conforming products for 30 Year Fixed, 20 Year Fixed, 15 Year Fixed, 3 yr, 5 yr, 7 yr Fixed Balloons, 3 yr, 5 yr, 7 yr convertible balloons, graduated payment mortgages, adjustable rate mortgages, foreign buyer, new construction, pre construction condos, lot loans, refinance, and equity loans, non conforming products non income verification, no income and no asset verification, no ratio loans, condominium limited project review, high debt to income loans, portfolio.
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