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Port City Mortgage Group.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Port City Mortgage Group is headquartered in sunny Wilmington, North Carolina. They are a member of the North Carolina Association of Mortgage Professionals and the National Association of Mortgage Brokers. Commitment to customer service and satisfaction has earned Port city mortgage group top ratings among local real estate professionals.
 
The Company offers a full array of mortgage services in order to handle all of your mortgage needs.Whether it is for your first home purchase, debt consolidation, or a low interest home equity line of credit, give one of their friendly mortgage loan counselors a call today.
 
There are two types of home equity loans. A traditional home equity loan is also called a second mortgage and is when a bank lends you a lump sum of money that must then be paid back over time. With this type of home equity loan, interest begins building as soon as the bank issues you the money.
 
Port City Mortgage Group assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
The Company believes a mortgage is a promise, one that can build a solid and trusting relationship for the term of your loan. They are dedicated to providing excellent service to their customers, striving to earn repeated business referrals from their many satisfied mortgage applicants. The Company believes a mortgage is the most rewarding investment made over a lifetime of important financial decisions.

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