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Home > Financial Services > Mortgage Brokers > Professional Mtg. Consultants.
Professional Mtg. Consultants.
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Professional Mortgage Consultants was established January 1, 1991 by Laurence E. Ostrom, who is the sole proprietor of the firm. The Company is a Pennsylvania licensed, residential first and secondary mortgage broker, primarily servicing the southeastern region including, but not limited to Chester, Delaware, Montgomery, Philadelphia, Bucks, Berks, and Lancaster counties. They are proud to be a member of the National and Pennsylvania Association of Mortgage Brokers, and fully endorse their Code of Ethics.
They have pledged to work hard, honestly, and intelligently. Their loyalty is only with you, the customer, not the lender nor the real estate firm. They share the conviction that the customer should be treated as a person, not a loan number. The customer should have the same contact person, from start to finish during the entire transaction.
They believe in being very accurate with quotes regarding interest rates and estimated closing costs and, they take this belief one step further and they attend settlement with every one of their customers to make sure what they quoted in the beginning is what shows up at the end from the lender. They believe it is important for their customers to understand the issues which impact the decisions that only they can make. They take the time to provide the necessary information because only a well informed customer can make the best decisions.
This prequalification process produces the following benefits: You will learn which mortgage program/scenario is best for you, at your level of risk, and your own budget. You won't waste time looking at houses you can’t afford. And most importantly, it gives you, your prospective realtor, and the seller the confidence that you have the ability to complete the offer you ultimately put forth.
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