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Preferred Mortgage Lenders


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Preferred Mortgage Lenders assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
They opened Preferred Mortgage Lenders on September 23rd, 2002. They are family owned and operated by three sisters. They are a very close family and they truly understand the importance of homeownership. They are proud of the community they live in and want to make sure that their friends and neighbors in Tennessee have an array of home buying options. Whether it's your first time buying or a seasoned homeowner they are here to make sure your experience buying a home, refinancing your home or obtaining an Equity Line of Credit is all that it should be. They specialize in 100 percent financing whether it's for a new home purchase or to refinance.

They offer the most up-to-date programs available on the market today. Ten to thirty years fixed rates, adjustable rates, interest only loans, Equity lines of credit, one time close Construction Loan Program, Self-employed borrowers, FHA, VA, and USDA just to name a few. They are positive they have a program that's just right for you and your family.

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