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Stonecreek Capital Mortgage


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
They use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.
 
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
They provide you different types of Loan Program. Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, and Home Equity Fixed Loan.
 
Besides their standard loan programs, they also have a large number of unique programs to serve your needs like Purchase a house with 0 down, Piggyback loans 80-10-10 or 80-15-5, No PMI payments even with 5% or 10% down, Debt consolidation programs, Home Improvement loans, Qualify even if you may have been turned down before. 

Stonecreek Capital Mortgage has a strong and genuine belief in the customer for life principle of doing business and this is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.

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