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Home > Financial Services > Mortgage Brokers > Select Financial LLC.
Select Financial LLC.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Select Financialhas been an established business owner in the Atlanta Area since 1988. The firm comprises a knowledgeable and customer service oriented staff with over 50 years experience. The Internet has changed the way they all do things, including obtaining mortgages. They, however, still feel the human aspect is constantly needed throughout the mortgage process.
The firm provides loan programs such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, Home Equity Fixed Loan.
The firm alsohas a large number of unique programs to serve your needsPurchase a house with 0 down, Piggyback loans 80-10-10 or 80-15-5. No PMI payments even with 5 percent or 10 percent down, Debt consolidation programs, Home Improvement loans, Qualify even if you may have been turned down before.
Theirmission statement is lending a hand & offering guidance down the pathway of homeownership. The Company never puts you in loans that don't make sense. If refinancing a loan will cost you more than it will save you, or if it does not make financial sense, they won't do it. They are committed to putting you in the loan that fits your individual needs. Through the process they take you through they take your application, pull your credit bureau report at the same time, getting you pre-approved for your loan. Since they know your time is valuable, they will streamline the process; they will call and discuss your options with you. They also deliver all loan disclosures to you within three business days.
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