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Home > Financial Services > Mortgage Brokers > Strategy Mortgage
Strategy Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Strategy Mortgage is licensed in Connecticut, New York, Massachusetts, Rhode Island and Florida. They specialize in purchases, refinances, construction loans, second homes, multi-family homes and investment properties.
The firm assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are; Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
They ask you to think how long you plan to be in your home. They suggest a mortgage that matches your home ownership expectations. If you plan to be in the same home for a long time, then a fixed rate program may be right for you. On the other hand, very few homeowners remain in the same home for 15 or 30 years. You might be better served by an adjustable rate mortgage with a rate lock term that matches your plans. A rate that is fixed for 3, 5, 7, or even 10 years before being subject to a rate adjustment may be the perfect program for you.
Their highly professional staff has been carefully selected based on their integrity, experience, and ability to communicate effectively. They listen to your needs, brainstorm with you, research the programs and lay out all of the possibilities to you. They represent national, regional and local lenders in order to provide you with the most competitive rates available. Their loan volume was nearly $1 billion in 2003.
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