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Home > Financial Services > Mortgage Brokers > The Executive Mortgage Group Inc.
The Executive Mortgage Group Inc.
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Fortunately, at The Executive Mortgage Group, their mission is to set a high standard in the mortgage industry. They are committed to quality customer service putting the people they serve first. Take advantage of their expertise in the residential lending industry by applying online today. You will find that the skill, professionalism, and consideration they give to each of their clients make getting your loan a successful endeavor. The Company offers loans like Conventional loans, No Income Verification, No Down Payment, Credit Problems, 103 percent Purchase, 80/15/5, Jumbo Loans, Challenged Credit Loans, High Debt Ratio Loans, Second Mortgage Loans, Construction Loans, Investor Loans, FHA Mortgage, Flex 97percent, VA Mortgages.
Traditional loan programs that usually require 5 percent down and offer competitive interest rates. Documentation and fair-to-good credit are necessary. Company also offers challenged credit loans. These mortgages are for borrowers with less-than-perfect credit. They can vary from slightly damaged credit to severely damage. Regardless of your situation, they have a mortgage that will get you back on track. Building a new home can be an exciting prospect unless you get caught up in a construction loan approval process that is overly complicated and time consuming. With this loan, they will finance up to 90 percent of the cost of land plus the costs of construction. They offer a one-time fixed rate closing or traditional ARM products.
The Company also offers high debt ratio loans. A ratio of monthly bills to monthly income higher than 50 percent is considered a high debt ratio. Loan programs are available for borrowers in this situation, allowing them to finance the purchase of a home or property.
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