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Quantum Financial


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
Bill Mackay founded the Quantum Group of companies in 1994 and obtained a Security Dealers License from the Australian Securities Commission. The finance industry of Quantum Financial is a complicated and fast changing one. While many are tempted to do their own finances there are many potential pitfalls that arise.
 
They offer a highly trained Quantum financial planner to provide you with a broad range of advice and products that can enable you to build your wealth. Their services include, wealth accumulation, managing your cash flow, saving for a rainy day or something special, salary packaging, borrowing to invest, to take control of your debt situation, managing redundancy, income protection in case of unexpected accidents, protecting your assets, saving for retirement, maximizing your social security entitlements, personal or business superannuation, self managed superannuation funds, income streams during retirement, estate planning etc.Typically requested compliance services are AFS license application, compliance policy and procedures, manuals, compliance reviews of licensee’s operations, business consulting etc.
 
The Company also assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
Since they know your time is valuable, they will streamline the process and call to discuss your options with you. The Company won't put you in a loan that will cost you more money in the long run, or does not make financial sense. They also deliver all loan disclosures to you within a couple of business days.
 

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