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VBS Mortgage




A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

VBS Mortgage is a locally owned and operated mortgage broker service with two offices located in Harrisonburg and Roanoke serving Virginia and West Virginia. There are numerous ways to finance today, but nothing replaces experience, trust and integrity. At VBS Mortgage they make buying your dream home or refinancing your existing home easy because they work smarter for you.

At VBS Mortgage they pride themselves in being a family owned and community based brokerage firm, and private lender. They were founded on the belief that they could meet the mortgage needs of their community by providing exceptional mortgage products with a family friendly attitude. Over the past 8 years they have grown to a company that has a big City reach, but have kept their small town personality.

VBS Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.

Being both a brokerage firm and a private lender allows them to access many lending programs not available through banks or single lending companies. They are sure to find the loan option that will work best for you.

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