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WESTERN OHIO MORTGAGE




A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Western Ohio Mortgage is a result of their President and Owners desire to found a mortgage corporation that is sensitive to the needs of all homebuyers; but in particular, first time homebuyers. Using 17 years of lending experience, the firm was formed with the objective of expanding homeownership opportunities in the states of Ohio, Eastern Indiana and Kentucky.
 
The firm is an independently owned banker/broker corporation who offers a wide variety of mortgage products at industry competitive rates. Most importantly, you will find their knowledge of government products such as FHA, VA & Rural Development to be unparalled.
 
In addition, they are able to structure loans with no down payment to make the purchase process as simple as possible. For those borrowers with less than perfect credit, they also offer a full menu of products designed to assist in the financial transition stage that they may be experiencing. They have 4 locations to assist you. Their main office is located in Sidney, with a satellite office located in Monroe.
 
The firm prides itself in its knowledgeable staff. They are particularly proud of its command of the government sector of financing. While they offer dozens of mortgage products, there are several which they consider their specialty.

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