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Townstone Financial, Inc.


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
 
David Hochberg and Barry Sturner created Townstone Financial in 2002 with the goal of offering the best service in the mortgage business. They accomplish this goal through attention to detail and living by the motto of the customer is always right. Townstone Financial is licensed in Illinois, Florida, Wisconsin, Michigan, Kansas and Colorado. The company expert if you have any of the following debt to determine if it would be economically beneficial for you to use the equity in your home to consolidate them into your mortgage High interest credit cards, Auto loans, Student loans,  Variable rate Home Equity Line of Credit.
 
Their Loan Programs Purchase First Time Homebuyer, FHA and VA Loans. Refinance Loan Products 100 percent financing, full documentation loans ,stated income and no doc  30, 20, 15 and 10 year fixed rate loans ,ARMs 10, 7, 5, 3, 2, 1 and 6 month  No point, no fee loans. The company assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are Getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan. 

The Company is exceptionally proficient at grabbing promising opportunities. The Company continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.

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