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Utopia Moartgage & Real Estate


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Utopia services all of Southern California. Utopia Management Utopia Mortgage & Real Estate was incorporated in 1994 and their officers have over 50 years of real estate experience. Utopia Mortgage & Real Estate is a full service real estate company. Their services include Mortgage, Real Estate Sales, Property Management, and Maintenance.

The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
Their loan program includes different products such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit and Home Equity Fixed Loan. 

By putting you first, they assure you a pleasurable transaction. They will also prepare a personalized mortgage quote for the home mortgage program of your choice. They are committed to putting you in the loan that fits your individual needs. They strive to serve their diverse community of clients in a spirit of honesty, integrity and understanding.

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