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Home > Financial Services > Mortgage Brokers > Turn Leaf Capital Mortgage
Turn Leaf Capital Mortgage
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.
Their mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. They understand you are making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So they make a commitment to you. They will help you qualify, apply and be approved for the right mortgage loan for you.
TurnLeaf Capital Mortgage assists you through six basic steps in procuring a loan for buying a house or renovation of your home. The six steps are getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Fixed rate loans are available in all sorts of shapes and sizes 30 year, 20 year, 15 year, even 10 year. Some fixed rate mortgages are called biweekly mortgages and shorten the life of your loan. You pay every two weeks, a total of 26 payments a year which adds up to an extra monthly payment every year. Adjustable Rate Mortgages ARM, as they called them above comes in even more varieties. Generally, ARM determine what you must pay based on an outside index, perhaps the 6month Certificate of Deposit CD rate, the one year
Treasury Security rate, the Federal Home Loan Bank's 11th District Cost of Funds Index COFI, or others. They may adjust every six months or once a year.
The Company is exceptionally proficient at grabbing promising opportunities and continues to expand its horizons in finance setting standards of excellence in multiple fields and transforming promise and potential into economic realty.
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