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Home > Financial Services > Mortgage Brokers > Atlantic Bancorp of America
Atlantic Bancorp of America
A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
Their mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. They understand you are making a commitment in buying a new home, refinancing and mortgage or cashing out your home equity. So they make a commitment to you. They will help you qualify, apply and be approved for the right mortgage loan for you.
Buying or selling a home is one of the biggest decisions you will ever make. You need a professional who you can trust and help answer your questions. As your full-time agent, they are committed to helping you understand the process in buying, selling or re-financing your home. Your best interests are their top priority. Their focus is on giving you personal attention and the best service. They know the local neighborhoods, schools, market conditions and more. They make your deal as seamless as possible.
They don’t think that saving for a down payment should be the reason you put your dreams on hold. They can help you buy your dream home with a zero down mortgage loan. You will not only be able to afford a home sooner, you’ll probably be able to afford more homes. With a zero down mortgage, the amount of loan you can qualify for is determined by your ability to make your monthly payments rather than how large a down payment you have saved.
The company is good at what ever they do and that is demonstrated by the fact that they have one of the highest client retention rates in the technology services industry. Their clients' success is mirrored in the company’s own financial performance. The Company has achieved record growth with revenues climbing thirty percent annually.
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