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Home > Financial Services > Mortgage Brokers > Hometown Lending
Hometown Lending
A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan, which is normally, the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee, which is usually a percentage of the loan or property amount.
Hometown Lending is a mortgage lending institution that prides itself in providing high quality financial services to the public. Their staff of mortgage service professionals makes themselves accessible to clients around the clock, and strives to obtain the best mortgage loan package no matter what the situation.
Hometown Lending assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as getting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
The Company offers products such as Refinance, Purchase, First Time Buyers, Second Mortgages, Debt Consolidation, Construction Loans, and Zero down Loans, FHA and VA Loans. The Company also offers 100% Financing, Full Doc and Stated Income, Fixed Rate Mortgages, Adjustable Rate Mortgages, Types of Standard ARMs, Introductory Rate ARMs, Reverse Mortgages and Balloon Mortgages.
It is their mission to provide high quality mortgage programs at the most competitive rates in the nation. The Company has gained a fair deal of faith from their customers and continues to serve the community with a level of quality few in the industry can match.
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