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Sierra Home Loans


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.

Sierra Home Loans is a strong and genuine belief in the customer for life principle of doing business is what fuels this company. Referrals from previous customers and local real estate professionals have always delivered the majority of the Company's production.

Sierra Home Loans use the most advanced technology available to close loans quickly, at a low cost. By combining the use of the Internet along with advanced processing software and automated underwriting systems they have taken the mystery out of approving and closing a home loan.

Sierra Home Loans is providing Loan programs such as Fixed Rate Mortgages, Adjustable Rate Mortgages, Balloon Mortgages, First Time Buyer Programs, Stated Income Programs, No point, No fee Programs, Imperfect Credit Programs, Home Equity Line of Credit, Home Equity Fixed Loan.

Owning your own home has several advantages besides the obvious satisfaction you get from home ownership. You can build equity and enjoy tax deductions, and the quality of your life is greatly improved.Whether you are a first time homebuyer, a renter, or you are purchasing a new or second home, they have an variety of tools and loan programs to meet your individual financing needs.

Company interest on your mortgage is tax deductible, and the interest on other loans is not. Some key reasons to consider refinancing such as Get a lower-rate mortgage, Convert an adjustable rate mortgage to a fixed rate mortgage, Consolidate a first and second mortgage into one lower rate mortgage and Get cash for family needs and expenses.
 

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