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Southern Tier Mortgage Company


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Southern Tier Mortgage Co. prides itself on being a leader in the mortgage industry servicing the needs of Broome, Tompkins & Yates County. On a daily basis, their employees commit all of their resources to serving you and your loan request. They are extremely proud of the level of service they provide and are confident that you will feel the same way.
 
Company offers Fixed loans, Conventional loans, Adjustable loans, Jumbo loans, Subprime loans, FHA loans, VA Government Loan, No documentation, Sunny Mae loans, Construction loans, Commercial loans and many more to meet the customers needs.
 
Registered Mortgage Broker, NYS Banking Dept.-Loans is provided through third party providers. All interest rates stated are subject to change without notice, and are subject to normal lender underwriting. Individual rates are set by the credit, down payment and other factors affecting the loan. Southern Tier Mortgage Co., the Southern Tier's lead broker for quick & easy mortgage approvals. They offer loans that meet every need.
 
The Company assists you through six basic steps in procuring a loan for buying a house or renovation of your home such as setting your documents organized, convincing the loan company that you qualify for the loan, explains the best loan plans from various companies available within your budget, applies for the loan, obtains approval for the loan, and assists in closing the loan.
 
Southern Tier Mortgage Co. assignment is to set a high standard in the mortgage industry. They are committed to quality customer service.
 

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