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STATEWIDE HOME MORTGAGE, INC.


A mortgage broker is an individual or firm that acts as an independent agent for both the borrower and the lender of a mortgage loan. Mortgage brokers are the middleman between you and the lending institution, which can be a bank, trust company, credit union, Mortgage Corporation, finance company or even an individual private investor. A mortgage broker will analyze your financial situation to determine which lender is the best fit for your loan needs. He or she will submit your mortgage application to one or more lenders in order to sell it, and works with the chosen lender until the loan closes. He or she receives a commission from the borrower if the loan closes.
 
Statewide Home Mortgage is not only a state approved lender, but they have the added capability to broker loans to over 50 additional conventional and non conventional banks and lending institutions. This large portfolio of sources and programs means, that in almost every case they have a loan to fit your individual needs. They offer loans with broader approval requirements, even for those with unique, non traditional or less than perfect credit histories.
 
They offer all types of loans and handle everything from the application to the loan closing. Today's homeowner also understands that a mortgage is flexible. They can provide cash to the homeowner to upgrade their home, pay for a child's education, take care of unexpected expenses or even provide money for a dream vacation. In today's interest rate environment, refinancing a home can lower monthly payments, shorten the term of the mortgage or help consolidate many bills into one manageable payment.
 
Regardless of what your reason for considering a refinance or purchase, at Statewide Home Mortgage, their goal is to make the entire process simple, quick and as painless as possible. They have been serving homeowners with exceptional customer service and complete honesty.
 
Their intense desire to honor the commitments they make is the reason their customers feel comfortable referring family and friends to them. They have always realized that customer loyalty is something you must earn every day.
 
 
 

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