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Texas Community Mortgage


A Mortgage is a document that contains the details of an agreement between two parties. One of which is a borrower and the other party is a lender. The Agreement will include information like, Loan amount, Time period of the loan, Interest and the collateral on the loan which is normally the property being bought. A mortgage broker is generally a person or company whose expertise lies in the field of mortgage laws, properties available for sale, and loan procedures. They provide these services to clients for a fee which is usually a percentage of the loan or property amount.

Texas Community Mortgage is a locally owned and operated Correspondent Lender that utilizes cutting edge technology and a commitment to superior customer service in originating and processing mortgage loans. They work with multiple lenders who offer a full variety of mortgage products. They match your situation to the best loan program available. In most cases they are able to obtain financing through conventional or non conforming programs.

They offer Adjustable Rate Mortgage. Adjustable Rate Mortgage is a type of real estate loan in which either the interest rate charged or the length of the loan, or both, can change. Adjustable rate mortgages became very popular during the 1980s due primarily to the reluctance of lenders to quote a fixed interest rate loan to potential borrowers. By using this, a lender is able to pass on the uncertainty of changes in interest rates to the borrower if rates change during the life of the loan.
 
They also offer Fixed Rate Mortgage. A loan carrying a constant interest rate over the full life of the m Historically, fixed rate mortgages have been the norm in permanent financing, particularly residential real estate. Thus, when a borrower secures a fixed rate mortgage he or she knows that the lender cannot raise the interest rate re of what the market rate of interest is doing.
 
Texas Community Mortgage is committed to put you in the loan that fits your individual needs. Through the process they take you through your application, pull your credit bureau report at the same time, getting you pre approved for your loan. They help their clients to finance their dream of home ownership. They educate and guide the applicants, including the credit challenged, through the process of loan approval.
 
 
 

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