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Allstate Financial Services, Llc




Allstate Financial Services, Llc was established in 1931 as part of Sears, Roebuck & Co., and became a publicly traded company in 1993. Allstate Financial is the marketing name for Allstate Life Insurance Company, its subsidiaries and certain affiliates.

Allstate Financial Services, Llc is a member of National Association of Security Dealer. NASD is a self regulatory organization of the securities of the security industry responsibility for the operation and regulation of the NASDQ stock market and over the counter markets. It also administrates exams for the investments professionals, such as the series of seven exams.

The Allstate Financial Services offers excellent financial, retirement and life insurance products. These products, combined with their experience, help individuals secure the financial futures that they deserve. The company helps individuals reach their financial goals by offering the different types of investment and protection products such as Fixed and variable annuities, Mutual funds and many more.

A fixed annuity provides a guaranteed interest rate for a fixed period of time. You give a check to an insurance company and they invest it. If their investments do poorly, they will still pay you the interest rate they promised. The interest rate you are paid will be periodically adjusted up or down, but it will never go below the guaranteed rate.

An indexed annuity earns interest on the potential upward movement of an equity index.  Indexed annuities also feature a minimum interest rate.  This rate serves as a safety valve by providing growth even when the market performs poorly. Indexed annuities are a popular option for people who want some of the growth potential of a variable annuity, but with less risk. Mutual Funds are type of investment combines money from many investors, which is then invested by professional money managers across a range of stocks, bonds and money market instruments.

The company goal is to be an industry leader in every area in which they compete. Allstate believes that financial products complement their insurance coverage as a way of meeting the long term financial needs of consumers.

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