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Hartford Life




Certified Public Accountants, are people who are dedicated financial professionals of the United States of America and who have spent a good deal of their academic career studying and passing the stringent Uniform Certified Public Accountant Examination. These professionals have, strived to meet and have met additional state education and experience requirements for their license to operate as a CPA. CPAs are the only professionally licensed people to provide the public, attestation which includes auditing and opinions on financial statements. While CPAs are known by the general public in part for their tax expertise and for maintaining the accounts books of small organizations, they are uniquely educated for the attestation function discussed above.

Hartford Life Services Group Founded in 1810, The Hartford Financial Services Group, Inc. is one of the largest investment and insurance companies based in the United States, with offices in Japan, Brazil, Ireland, England, and the United States. With nearly 30,000 employees and 2.1 billion dollars in income in 2004, The Hartford was ranked 88th on the 2005 Fortune 100 list.
 
The firm is a leading provider of investment products annuities, mutual funds, college savings plans as well as life insurance, group and employee benefits, automobile and homeowners' insurance, and business insurance. They serve millions of customers worldwide including individuals, institutions, and businesses through independent agents and brokers, financial institutions, and online.
 
Their retail investment products team is a leading provider of investment vehicles designed to help individual investors achieve their long-term financial goals. They provide the investor access to superior asset management through such products as annuities, mutual funds, 529 college savings plans, and other specialty products. Mutual fund offerings include a range of risk and return profiles, from money market and bond funds to asset allocation and high-growth funds. 

The Company believes the measure core earnings provides investors with a valuable measure of their performance because core earnings excludes the cumulative effect of accounting changes and the effect of all realized gains and losses that tend to be highly variable from period to period based on capital market conditions.

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