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Mutual Trust Financial Group

The Mutual Trust Financial Group is now composed of MTL Insurance Company, the principal group member specializing in personal life insurance and annuities, MTL Equity Products Inc., which provides an array of boutique products such as mutual funds, variable annuities, stocks and bonds; and finally, which is proud to provide their policyholders who have additional needs with access to an array of substandard carriers for high rated or declined cases, as well as products not provided through them.
Celebrating over 100 years of distinguished service, the Group enters the twenty first century newly named and newly structured. They are no longer just a whole life insurance company. They are now a mutual holding company, with an expanded product line designed to meet the diverse needs and financial goals of their policyholders.
Headquartered in Oak Brook, Illinois, the company is licensed in 47 states and the District of Columbia. Over 500 sales and service offices and six regional offices are located throughout the nation. Their representatives take great pride in providing prompt and thorough information and service.
Meeting the needs of their policyholders is their constant commitment. While the name and corporate structure have changed, their proud history of mutuality continues with the financial flexibility to maximize policyholder value into the twenty first century and beyond.
They have consistently paid dividends every year since the company's founding, through good economic times and bad a solid record. They have over $1 billion in assets, and more than $7.5 billion of insurance in force. Their high adjusted surplus to asset ratio of 12.4% is a measure of their policy owners' security.
Their proud tradition of outstanding financial strength assures the performance of guarantees made to their policy owners. Their corporate governance practices and record of solid growth, excellent dividend payments, and conservative investment philosophy reflects care and concern for its policy owners. 

MTL Insurance Company is dedicated to providing you with superior service and excellent products to meet varied financial goals. They provide high quality traditional, universal, and term life insurance products with plans that can be tailored to fit individual needs. They also offer deferred and immediate annuities for present or retirement needs to include qualified pension plans.

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